Dental Insurance & Financing Hanover
Affordable Dentistry Is Now Possible
The cost of dental treatment is often considered a primary factor when determining whether to pursue a specific service or not. Unfortunately, for many individuals, the decision to put off care can (and often does) lead to serious oral and overall health consequences. Dental care doesn’t have to be out of reach for you and your family, though. Instead, our Hanover dentists are pleased to assist when it comes to dental insurance and financing. Not only can you get the treatment you need and deserve, but you can also do it without incurring a significant financial burden. Call us today to learn more about how we can help you save.
How Does Dental Insurance Work?
Simply put, there are a few key terms that you should know to better understand how dental insurance works:
- Monthly Premium – This is what you agree to pay each month to have access to your dental benefits.
- Deductible – This is the amount you must meet each year before your insurance company agrees to pay more.
- Annual Maximum – This is the total amount your insurance company will pay in a single calendar year.
Each dental plan is different. While many design theirs to have a 100-80-50 breakdown of benefits, others do not. Some may agree to pay for all of your treatment while others will only pay a portion. This is why you must review your policy or have a member of our team do it on your behalf.
There is a lot of fine print associated with dental insurance, which is why some people view it more like a coupon. Once you use all of your available benefits, which are typically good for one year, you are responsible for any additional costs that you incur. However, if you don’t use your benefits before the calendar year is complete, you can lose valuable dollars that end up being returned to your dental insurance company.
Our team at Dental Designs of Maryland will work with you to find the best way to get the most out of your plan and available benefits.
Dental Wellness Plan
Having insurance isn’t the only way you can save when pursuing dental care at our Hanover dental office. We also provide our Dental Wellness Plan! This is an ideal option for anyone who does not have private dental insurance but needs affordable oral healthcare.
By agreeing to pay a low monthly fee, you receive:
- Two hygiene appointments per year
- A comprehensive dental evaluation and periodic checkups
- One emergency evaluation
- All X-rays needed
- Discounted rates on all non-cosmetic dental services
- 24/7 on-call phone support
Visit the Dental Wellness Plan page to find out more!
Dental Financing Made Easy
If dental insurance or our Dental Wellness Plan is not the right fit for your unique needs, we also work with various third-party companies that provide flexible financing. This makes it possible to pay off the cost of your care over time instead of all upfront. There are no surprise fees with many of these companies, and you can rest easier knowing that your smile and oral health do not have to wait to get recommended treatment.
Learn About Our Dental Insurance and Financing Options
We know you probably have many questions about the financial aspects of dentistry, which is why we encourage you to call our office today. We have team members who are ready and willing to explain, clarify, and assist in helping you get the most out of your dental insurance, enroll in our Dental Wellness Plan, or sign up for flexible financing.